*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:        #1a2b4a;
  --navy-h:      #142238;
  --navy-light:  #f0f4fa;
  --accent:      #c9a84c;
  --accent-h:    #b8924a;
  --bg:          #ffffff;
  --bg-alt:      #f7f9fc;
  --card:        #ffffff;
  --border:      #e4e9f2;
  --border-soft: #eff2f7;
  --text:        #1a1f2e;
  --muted:       #5c6478;
  --dim:         #8a92a6;
  --serif:       'Cormorant Garamond', Georgia, serif;
  --sans:        'DM Sans', sans-serif;
}

html { scroll-behavior: smooth; }

body {
  background: var(--bg);
  color: var(--text);
  font-family: var(--sans);
  font-weight: 300;
  line-height: 1.7;
  overflow-x: hidden;
}

/* ── NAV ── */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 5vw;
  height: 66px;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border);
}
.nav-logo {
  display: flex;
  align-items: baseline;
  gap: 0.45rem;
}
.logo-name {
  font-family: var(--serif);
  font-size: 1.4rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  color: var(--navy);
  text-transform: uppercase;
}
.logo-sub {
  font-family: var(--sans);
  font-size: 0.6rem;
  font-weight: 400;
  letter-spacing: 0.18em;
  color: var(--dim);
  text-transform: uppercase;
}
.nav-links { display: flex; gap: 2.5rem; list-style: none; }
.nav-links a {
  text-decoration: none;
  color: var(--muted);
  font-size: 0.82rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--navy); }
.nav-cta {
  padding: 0.55rem 1.4rem;
  background: var(--navy);
  color: #ffffff;
  text-decoration: none;
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border-radius: 4px;
  transition: background 0.2s;
}
.nav-cta:hover { background: var(--navy-h); }

/* ── HERO ── */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  padding: 8rem 5vw 5rem;
  overflow: hidden;
  background: linear-gradient(160deg, #f4f7fc 0%, #ffffff 55%);
}
.hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(var(--border-soft) 1px, transparent 1px),
    linear-gradient(90deg, var(--border-soft) 1px, transparent 1px);
  background-size: 64px 64px;
  opacity: .6;
}
.hero::after {
  content: '';
  position: absolute;
  right: 0; top: 0; bottom: 0;
  width: 45%;
  background: linear-gradient(135deg, var(--navy-light) 0%, #e8eef8 100%);
  clip-path: polygon(12% 0, 100% 0, 100% 100%, 0% 100%);
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 640px;
  animation: fadeUp 0.9s ease both;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.8rem;
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 1.8rem;
}
.hero-eyebrow::before {
  content: '';
  display: block;
  width: 28px;
  height: 2px;
  background: var(--accent);
}
.hero h1 {
  font-family: var(--serif);
  font-size: clamp(3rem, 5.5vw, 5rem);
  font-weight: 300;
  line-height: 1.1;
  letter-spacing: -0.01em;
  color: var(--text);
  margin-bottom: 1.6rem;
}
.hero h1 em {
  font-style: italic;
  color: var(--navy);
}
.hero-desc {
  font-size: 1.05rem;
  color: var(--muted);
  max-width: 500px;
  margin-bottom: 2.8rem;
  line-height: 1.85;
}
.hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; }
.btn-primary {
  display: inline-block;
  padding: 0.9rem 2.2rem;
  background: var(--navy);
  color: #ffffff;
  text-decoration: none;
  font-size: 0.82rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  border-radius: 4px;
  border: none;
  cursor: pointer;
  font-family: var(--sans);
  transition: background 0.2s, transform 0.15s;
}
.btn-primary:hover { background: var(--navy-h); transform: translateY(-1px); }
.btn-outline {
  display: inline-block;
  padding: 0.9rem 2.2rem;
  border: 1px solid var(--border);
  color: var(--muted);
  text-decoration: none;
  font-size: 0.82rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  border-radius: 4px;
  transition: border-color 0.2s, color 0.2s, background 0.2s;
}
.btn-outline:hover { border-color: var(--navy); color: var(--navy); background: var(--navy-light); }

.hero-stat-row {
  position: absolute;
  bottom: 4rem;
  right: 5vw;
  z-index: 2;
  display: flex;
  gap: 3rem;
  animation: fadeUp 1.1s 0.25s ease both;
}
.hero-stat-num {
  font-family: var(--serif);
  font-size: 2.4rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1;
}
.hero-stat-label {
  font-size: 0.72rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--dim);
  margin-top: 0.3rem;
}

/* ── SECTION BASE ── */
section { padding: 7rem 5vw; }
.section-label {
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.9rem;
}
.section-title {
  font-family: var(--serif);
  font-size: clamp(2rem, 3.8vw, 2.9rem);
  font-weight: 300;
  line-height: 1.15;
  color: var(--text);
  margin-bottom: 1rem;
}
.section-title em { font-style: italic; color: var(--navy); }
.section-line {
  width: 40px;
  height: 2px;
  background: var(--accent);
  margin: 1.4rem 0 2.5rem;
}

/* ── ABOUT ── */
.about { background: var(--bg-alt); }
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6rem;
  align-items: center;
}
.about-text p {
  color: var(--muted);
  font-size: 0.97rem;
  line-height: 1.9;
  margin-bottom: 1.2rem;
}
.about-box {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 2.4rem;
  box-shadow: 0 4px 24px rgba(26,43,74,.06);
}
.about-box-title {
  font-family: var(--serif);
  font-size: 1.3rem;
  font-weight: 400;
  color: var(--navy);
  margin-bottom: 1.5rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--border-soft);
}
.about-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.1rem;
}
.about-item-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--accent);
  margin-top: 0.6rem;
  flex-shrink: 0;
}
.about-item-text {
  font-size: 0.88rem;
  color: var(--muted);
  line-height: 1.75;
}

/* ── HOW IT WORKS ── */
.how { background: var(--bg); }
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 0;
  margin-top: 3rem;
  border: 1px solid var(--border);
  border-radius: 8px;
  overflow: hidden;
}
.step {
  padding: 2.4rem;
  border-right: 1px solid var(--border);
  position: relative;
  transition: background 0.25s;
  background: var(--card);
}
.step:last-child { border-right: none; }
.step:hover { background: var(--navy-light); }
.step-number {
  font-family: var(--serif);
  font-size: 3rem;
  font-weight: 300;
  color: rgba(26,43,74,.1);
  line-height: 1;
  margin-bottom: 1.2rem;
}
.step-title {
  font-family: var(--serif);
  font-size: 1.15rem;
  font-weight: 400;
  color: var(--navy);
  margin-bottom: 0.7rem;
}
.step-desc {
  font-size: 0.85rem;
  color: var(--muted);
  line-height: 1.8;
}

/* ── CATEGORIES ── */
.categories { background: var(--bg-alt); }
.cat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 12px;
  margin-top: 3rem;
}
.cat-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 1.8rem 1.2rem;
  text-align: center;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
  cursor: default;
}
.cat-card:hover {
  border-color: var(--navy);
  box-shadow: 0 4px 20px rgba(26,43,74,.08);
  transform: translateY(-2px);
}
.cat-icon {
  font-size: 1.8rem;
  margin-bottom: 0.8rem;
  display: block;
}
.cat-name {
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted);
}

/* ── WHY PARTNER ── */
.why { background: var(--bg); }
.why-header {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: end;
  margin-bottom: 4rem;
}
.why-intro {
  font-size: 0.97rem;
  color: var(--muted);
  line-height: 1.9;
}
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 16px;
}
.benefit-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 2rem;
  transition: border-color 0.25s, box-shadow 0.25s, transform 0.2s;
}
.benefit-card:hover {
  border-color: var(--navy);
  box-shadow: 0 6px 28px rgba(26,43,74,.08);
  transform: translateY(-3px);
}
.benefit-icon-wrap {
  width: 42px;
  height: 42px;
  border-radius: 6px;
  background: var(--navy-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  margin-bottom: 1.2rem;
}
.benefit-title {
  font-family: var(--serif);
  font-size: 1.1rem;
  font-weight: 400;
  color: var(--navy);
  margin-bottom: 0.6rem;
}
.benefit-desc {
  font-size: 0.85rem;
  color: var(--muted);
  line-height: 1.8;
}

/* ── CTA BANNER ── */
.cta-banner {
  background: var(--navy);
  padding: 6rem 5vw;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size: 64px 64px;
}
.cta-banner h2 {
  font-family: var(--serif);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 300;
  color: #ffffff;
  margin-bottom: 1rem;
  position: relative;
}
.cta-banner h2 em { font-style: italic; color: var(--accent); }
.cta-banner p {
  color: rgba(255,255,255,.65);
  max-width: 480px;
  margin: 0 auto 2.5rem;
  font-size: 0.97rem;
  position: relative;
}
.cta-banner .btn-primary {
  background: var(--accent);
  color: #1a1f2e;
  position: relative;
}
.cta-banner .btn-primary:hover { background: var(--accent-h); }

/* ── CONTACT ── */
.contact { background: var(--bg-alt); }
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
}
.contact-info p {
  font-size: 0.9rem;
  color: var(--muted);
  line-height: 1.9;
  margin-bottom: 2rem;
}
.contact-detail {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  margin-bottom: 1.1rem;
  padding-bottom: 1.1rem;
  border-bottom: 1px solid var(--border-soft);
}
.contact-detail:last-of-type { border-bottom: none; }
.contact-detail-label {
  font-size: 0.7rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--dim);
  min-width: 76px;
  padding-top: 0.15rem;
  font-weight: 500;
}
.contact-detail-value {
  font-size: 0.9rem;
  color: var(--text);
}
.contact-form {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 2.4rem;
  display: flex;
  flex-direction: column;
  gap: 1.2rem;
  box-shadow: 0 4px 24px rgba(26,43,74,.06);
}
.form-group { display: flex; flex-direction: column; gap: 0.4rem; }
.form-label {
  font-size: 0.72rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--dim);
  font-weight: 500;
}
.form-input, .form-textarea {
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-radius: 5px;
  color: var(--text);
  font-family: var(--sans);
  font-size: 0.9rem;
  font-weight: 300;
  padding: 0.75rem 1rem;
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
  width: 100%;
}
.form-input:focus, .form-textarea:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(26,43,74,.08);
}
.form-textarea { resize: vertical; min-height: 100px; }
.form-input::placeholder, .form-textarea::placeholder { color: var(--dim); }
.contact-form .btn-primary { align-self: flex-start; }

/* ── FOOTER ── */
footer {
  background: var(--text);
  border-top: 1px solid rgba(255,255,255,.06);
  padding: 2.4rem 5vw;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}
.footer-logo {
  display: flex;
  align-items: baseline;
  gap: 0.45rem;
}
.footer-logo .logo-name { color: #ffffff; }
.footer-logo .logo-sub  { color: rgba(255,255,255,.3); }
.footer-copy {
  font-size: 0.75rem;
  color: rgba(255,255,255,.35);
  letter-spacing: 0.04em;
}

/* ── ANIMATIONS ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(22px); }
  to   { opacity: 1; transform: translateY(0); }
}
.reveal {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible { opacity: 1; transform: none; }

/* ── RESPONSIVE ── */
@media (max-width: 768px) {
  .nav-links { display: none; }
  .about-grid, .contact-grid, .why-header { grid-template-columns: 1fr; gap: 2.5rem; }
  .hero-stat-row { position: static; margin-top: 3rem; gap: 2rem; z-index: 2; }
  .hero { padding-bottom: 4rem; }
  .hero::after { display: none; }
  .steps-grid { grid-template-columns: 1fr; }
  .step { border-right: none; border-bottom: 1px solid var(--border); }
  .step:last-child { border-bottom: none; }
  footer { flex-direction: column; text-align: center; }
}